FHFA moves to drop ‘reputational harm’ from consideration in counterparty suspensions

The Federal Housing Finance Agency (FHFA) wants to drop “reputational harm” as a basis for suspending firms and individuals that do business with Fannie Mae, Freddie Mac and the Federal Home Loan Banks. In a notice of proposed rulemaking published Monday in the Federal Register, the agency said remo

BTIG: Higher rates to hit Q2 originations as nonbanks lean on MSR gains 

Higher mortgage rates will weigh on second-quarter originations and third-quarter guidance for nonbank lenders, even as slower prepayments bolster servicing income, BTIG analysts said in a report issued Monday. Earnings season will start on Tuesday with Wells Fargo and JPMorgan Chase, giving investo

The “Take It or Leave It” Attitude Is Fading from the Market – What That Means for You

Negotiations are back. More buyers are asking for better deals, and more sellers are giving them. Builders are throwing in extras, too.

Why flexible private capital is becoming a builder growth strategy

Homebuilders are navigating a market where slower absorption, elevated costs and shifting buyer demand are testing even the most experienced operators. In that environment, capital is more than a funding source. It influences liquidity, production pace and long-term growth. For regional and mid-size